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    PayhipVSGumroad

    Payhip vs Gumroad

    Monthly Subscription vs Flat Revenue Cut

    Quick Verdict

    Gumroad charges no monthly fee but takes a flat 10% cut of every sale, making it risk-free to start but incredibly expensive as you scale. Payhip offers a much lower fee structure (5%) on its free plan, and allows you to remove fees entirely for a $99/mo subscription.

    Choose Payhip if...

    Growing creators who are making consistent sales and want to keep more of their revenue.

    Try Payhip

    Choose Gumroad if...

    Brand new creators who want to upload a digital product in 5 minutes with zero upfront risk.

    Try Gumroad

    At a Glance Comparison

    Payhip
    Gumroad
    Starting PriceFree (+5% fee); Paid from $29/mo.No monthly fee (10% + credit card fees per sale).
    Free Trial
    Top Strengths
    • Incredibly simple setup
    • Handles EU VAT automatically
    • Generous free tier
    • No monthly fees (flat 10% cut)
    • Huge creator ecosystem
    • Extremely fast checkout
    Key Limitations
    • Basic storefront design
    • Lacks advanced marketing automation
    • 10% flat fee gets very expensive at scale
    • Limited design customization
    Deep DiveRead Payhip ReviewRead Gumroad Review

    In-Depth Comparison

    Our editorial breakdown of how these platforms stack up across core capabilities.

    The Pricing Math

    If you sell $10,000 a month on Gumroad, they take $1,000. Every single month.

    If you sell $10,000 a month on Payhip, you can upgrade to their $99/mo plan and pay $0 in transaction fees. That is a $900/month savings.

    Storefront and Design

    Gumroad has a very distinct, standardized look. You cannot customize it much, but buyers trust the interface.

    Payhip allows you to build a proper, customizable storefront, making it feel more like your own dedicated website.

    How We Evaluate Software

    At SMB Growth Stack, we evaluate software based on objective criteria designed for small and midsize businesses: functional depth, ease of adoption, value, and integration capabilities. We do not accept payment for higher ratings.

    Read our full Editorial Standards & Methodology →

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